Sunday, September 27, 2009

Broke

I really hate being broke. I just finished paying bills and it sucked. Had to transfer $500 from our savings to our checking to cover everything and now we only have $350 left in savings. That's really not good. What if there is an emergency? Crap. We have to stop eating out and buying junk food and snacks at gas stations. I really think that is where a lot of our money goes. I think I'm going to add up the amount of money we spend eating out a month and see how much it is
.
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$411.47
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.
.
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in a 30 day period.

Wow. We could have saved $400 by not eating out. That is incrediable.

Right now after paying all our bills we have $70 in the bank--and that is AFTER taking the $500 from savings. I wonder if we can make $70 last for the next 18 days. I don't think so. Maybe we'll get some money from an unknown source to cover us. I sure hope so. It doesn't make much sense to run up the credit cards because that is just spending what we don't have.

Must take it a day at a time and not look any farther than that. Each day we don't spend any money is one more day closer to next pay period...

We will be ok.

3 comments:

  1. Hey Sheila-I wanted to comment on this so badly earlier this evening but just have gotten the chance to do it.

    Like you and your hubs, Seth and myself have made many sacrifices for me to be a stay at home mom to our kids. I feel like it is important, and so does Seth. It does indeed SUCK to be poor, but we are only poor by worldly standards. We have friends who go on vacation every year. we have friends who have really nice homes in really nice neighborhoods or with a lot of property. To some people that we know money is not much of an object. To us? It's food, and clothes, and gas money, and school tuition, and home repairs...money matters to us, but instead of taking it for granted, we suffer through the times when it is hard to come by and we rejoice when it is given to us when we need it the most! As long as we know that our families will never go hungry, and that we will always have a roof over our heads, we have no room to complain...but damn girl, I KNOW how it feels to think "Hey! you! Up there! A little breathing room please? Can we just catch a little break!?!?"

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  2. April you are so awesome. Thanks for you comment & friendship! You are so right about only being poor by worldly standards! I remind myself and dh of that often. He sometimes starts feeling insecure when we go to family things at my 2 close Mom friend's homes...one is a Doctor's wife and the other a Pharmacist's wife. They are both as sweet as can be, but I think he worries that he doesn't have the same amount of money as they do. Crazy to me because I think he's the best, but I do understand his thought process.

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  3. Oh Sheila my heart goes out to you! So many stresses but it is wonderful that you are with the girls! I don;t even want to know what I am spending on ice cream right now. I am supposed to be cutting back. These are not the best of times financially. Hopefully things will look up. The good news is you have a wonderful family !

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